Node16.ai builds privacy-preserving infrastructure that lets financial institutions share AML intelligence — without sharing data.
Compliance teams drown in administrative noise while criminal networks operate freely across institutional boundaries.
AML analysts spend up to 9 out of 10 hours investigating alerts that lead nowhere.
Near-zero systemic effect. The current system fundamentally fails at its stated purpose.
Up to €1Bn per major bank — for infrastructure that doesn't deliver meaningful outcomes.
Banks don't need to share data — they need to share intelligence. That's our core architectural principle.
Raw transaction records and customer data
Personally identifiable information and identities
Account linkage keys and jurisdiction-specific data
Encrypted model weight updates only
Typology signal patterns — never underlying data
No PII. No accounts. No identities. Ever.
It takes a network to beat a network.
Banks connect their existing systems. We orchestrate secure, compliant cross-institutional intelligence using privacy-preserving AI.
On-premise models score alerts using shared intelligence — no data ever leaves the bank.
Privacy-protected gradient updates are sent to the Node16 orchestration layer. No raw data. No PII.
The global model learns patterns that span institutions — detecting what no single bank can see alone.
Updated model weights are pushed back to each participant. Better insight, zero exposure.
Node16 is built for a regulatory environment that now explicitly enables cross-institutional cooperation.
The EU Anti-Money Laundering Regulation enables — and in key contexts mandates — information sharing between obliged entities for AML purposes.
Federated learning transmits no personal data. Our architecture is designed from the ground up to be compatible with GDPR requirements.
The question is not whether banks will cooperate. The question is who builds the infrastructure they cooperate through.
25 years in financial services spanning law, Big Four advisory, and serial entrepreneurship. PhD research at the intersection of AI and blockchain, with an MBA and deep domain expertise in compliance infrastructure.
We're building the founding engineering and go-to-market team. If you're interested in working on privacy-preserving AI infrastructure for financial services, reach out.
Whether you're a bank exploring collaborative AML, a regulator shaping the framework, or an investor interested in infrastructure — we'd welcome the conversation.
henrik@node16.ai